Third Party Property Damage
Getting the cheapest car insurance possible may be your goal, but some insurers may throw in a few useful extras.
Look out for policies that include uninsured motorist damage. If you are hit by an uninsured driver, it's their fault and you have their details, you can make a claim for your own repairs if this feature is included.
Legal costs are also sometimes a benefit included on third party property policies, in case your driving lands you in court.
Other features offered by most insurers on this policy are 24-hour claims hotlines, paperless claims and a choice of payment plans.
Cheap car insurance
You will find that you are already saving cash by choosing third party property cover over third party, fire and theft, or comprehensive policies.
But you can usually get an even better car insurance quote by selecting a higher excess.
Check whether your insurer offers discounts to seniors, or if you are buying several policies.
Compare car insurance quotes
Comparing quotes online is the best way of getting cheap insurance.
Quotes for the same car can differ drastically between motor insurance companies as each insurer will make their own risk assessment.
Finding exactly what you want is easier online and you can compare more insurers than you could if you phoned each one at a time.
Specialist insurers may be able to give you a better quote, while some firms are able to pass on savings by only taking on customers with a lower risk profile.
Motorists also often receive a discount by organising their insurance online, making this the easiest and cheapest route to finding car insurance.